They mean that it often takes one to two pay cycles for your employer to set up a direct deposit file. Chime wont hold your money for one to two pay cycles. However, Chime makes it easy for you to move money between your accounts or automatically save money with Save when I get paid. Most companies only do direct deposit now, mine included, but theyll still issue paper checks for your first check if they havent verified your direct deposit file with your bank. When setting up direct deposit for a gig economy payer, m ake sure transactions are enabled on your debit card. Answered AugCashier and Customer Service (Current Employee) - Detroit, MI. To avoid problems with your direct deposit, make sure the name on your deposit matches the name on your Chime account.

You can find these in your Chime app settings under Account info. To set up direct deposit, you need to provide your employer, payroll provider, or benefits payer with your Chime Account's routing and account numbers.